Learn how to save money by following California auto insurance regulations. Comparing quotes can save you money now, but to keep your rates low, year after year, you must understand how your policy works, and what options can cost or save you money. Fill out just one form to compare up to five discount quotes. And save $300-400 or more with discount rates from all major insurance carriers, as well as local companies in California. California is a tort state, which means that if you are a resident of the state, you're financially responsible for the damage and injury you cause in an auto accident.
According to California auto insurance regulations, to drive a vehicle, you're required to show proof of your financial responsibility. You can prove this responsibility with a bond or cash deposit of $35,000 with the DMV, or by purchasing a minimum amount of liability coverage.

Most drivers wisely opt to buy the and insurance policy, instead of risking their own assets. California's liability minimums are 15/30/5. These are very low minimums, and you should consider higher levels of coverage, particularly if you have major assets or property to protect. The state's auto insurance companies will also offer optional coverages such as medical payments, collision, comprehensive, and uninsured and underinsured motorists bodily injury coverage.