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Learn
how to save money by following California auto insurance
regulations. Comparing quotes can save you money now,
but to keep your rates low, year after year, you must
understand how your policy works, and what options can
cost or save you money. Fill out just one form to compare
up to five discount quotes. And save $300-400 or more
with discount rates from all major insurance carriers,
as well as local companies in California. California
is a tort state, which means that if you are a resident
of the state, you're financially responsible for the
damage and injury you cause in an auto accident.
According to California auto insurance regulations,
to drive a vehicle, you're required to show proof of
your financial responsibility. You can prove this responsibility
with a bond or cash deposit of $35,000 with the DMV,
or by purchasing a minimum amount of liability coverage.
Most
drivers wisely opt to buy the and insurance policy,
instead of risking their own assets. California's liability
minimums are 15/30/5. These are very low minimums, and
you should consider higher levels of coverage, particularly
if you have major assets or property to protect. The
state's auto insurance companies will also offer optional
coverages such as medical payments, collision, comprehensive,
and uninsured and underinsured motorists bodily injury
coverage.
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